January 19 - 
United Bancorp, Inc. Reports a 64% increase in Fourth Quarter Earnings

February 17 -
United Bancorp, Inc to merge The Citizens Savings Bank, Martins Ferry, Ohio and The Citizens State Bank, Strasburg, Ohio - Harold W. Price appointed President and Chief Executive Officer of The Citizens Savings Bank, Martins Ferry, Ohio 

February 18 - 
United Bancorp, Inc. Declares a Regular 13¢ Per Share Cash Dividend 

April 21 - 
United Bancorp, Inc. Reports First Quarter Earnings and Expansion Plans 

April 27 -  
United Bancorp, Inc. Declares 13¢ Per Share Cash Dividend  

May 7 -
No Liability in much publicized Schwartz Mobile Home transaction

May 17 -  
United Bancorp, Inc. Announces The Citizens Bank now has ten banking locations  

July 14 -  
United Bancorp, Inc. Reports Earnings Up 26% for the Quarter and 10% Year to Date 

August 23- 
United Bancorp, Inc. Declares 13¢ Per Share Cash Dividend 

September 15- 
James W. Everson Reappointed Chairman, President, and Chief Executive Officer of The Citizens Savings Bank 

November 18, 1999 
United Bancorp, Inc. Announces 5% Share Dividend and Cash Dividend Payment of 13¢ per Share 
 

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The Citizens Savings Bank / The Community Bank

Updated as of 12/1/2000