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Select an item James W. Everson - Chairman, President & CEO Scott A. Everson - SVP & Chief Operations Officer Randall M. Greenwood - SVP & Chief Financial Officer Michael A. Lloyd - VP & Chief Information Officer James A. Lodes - VP & Chief Lending Officer Elmer K. Leeper - VP/Retail Banking Timothy L. Kelley - VP/Commercial Banking Matthew Branstedder - VP & Asst. Chief Lending Officer Webmaster

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