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Directors of United Bancorp, Inc. 

Michael J. Arciello3 ... Vice President of Finance, Nickles Bakeries, Inc., Navarre, Ohio 

Herman E. Borkoski2 ... President, Borkoski Funeral Homes, Inc., Tiltonsville, Ohio 

John H. Clark, Jr.1,3 ... Foundry owner, Retired, Wheeling, West Virginia 

James W. Everson1 ... Chairman, President & Chief Executive Officer, United Bancorp, Inc.,                                                           and The Citizens Savings Bank, Martins Ferry, Ohio. 

Dr. Leon F. Favede3 ... Optometrist, Bridgeport, Ohio 

John M. Hoopingarner3 ... General Manager, Muskingum Watershed Conservancy District, 
                                                                                                 New Philadelphia, Ohio 

Richard L. Riesbeck1,3 ... President, Riesbeck Food Markets, Inc. St. Clairsville, Ohio 

Errol C. Sambuco2 ... President, The Ohio Coatings Company, Yorkville, Ohio 

Matthew C. Thomas1,2 ... President, M.C. Thomas Insurance, Bridgeport, Ohio 
 

1 = Executive Committee 2 = Audit Committee 3 = Compensation Committee

  

Officers of United Bancorp, Inc. 

James W. Everson ... Chairman, President & Chief Executive Officer 

Harold W. Price ... Vice President - Administration 

Norman F. Assenza, Jr. ... Vice President - Operations and Secretary 

Randall M. Greenwood ... Vice President - Chief Financial Officer 

James A. Lodes ... Vice President - Lending 

Ronald S. Blake ... Treasurer 
 

1 = Executive Committee 2 = Audit Committee 3 = Compensation Committee

  

Directors of The Citizens Savings Bank, Martins Ferry, Ohio 

Herman E. Borkoski2 ... President, Borkoski Funeral Homes, Inc., Tiltonsville, Ohio 

John H. Clark, Jr.1 ... Foundry owner, Retired, Wheeling, West Virginia 

James W. Everson1 ... Chairman, President & Chief Executive Officer, The Citizens Savings Bank, 
                                                                                                                 Martins Ferry, Ohio. 

Dr. Leon F. Favede ... Optometrist, Bridgeport, Ohio 

Richard L. Riesbeck1 ... President, Riesbeck Food Markets, Inc. St. Clairsville, Ohio 

Errol C. Sambuco2 ... President, The Ohio Coatings Company, Yorkville, Ohio 

Matthew C. Thomas1,2 ... President, M.C. Thomas Insurance, Bridgeport, Ohio 
 

1 = Executive Committee 2 = Audit Committee 3 = Compensation Committee

Donald A. Davison, 
Director Emeritus 1969-1997 ... United Bancorp, Inc. and The Citizens Savings Bank 

Albert W. Lash, 
Director Emeritus 1975-1996 ... United Bancorp, Inc. and The Citizens Savings Bank 

Premo R. Funari, 
Director Emeritus 1976 - 1997 ... United Bancorp, Inc. and The Citizens Savings Bank 

  

Officers of The Citizens Savings Bank, Martins Ferry, Ohio 

James W. Everson ... Chairman, President & Chief Executive Officer 

Norman F. Assenza, Jr. ... Senior Vice President - Operations and Secretary 

Randall M. Greenwood ... Senior Vice President - Chief Financial Officer 

James A. Lodes ... Senior Vice President - Lending 

Ronald S. Blake ... Vice President - Treasurer 

Cleo S. Dull ... Vice President - Customer Service 

William S. Holbrook ... Vice President - Administration 

Joseph Bednarik ... Assistant Vice President 

Scott A. Everson ... Assistant Vice President 

Lloyd G. Hood ... Assistant Vice President 

Raye Lynn Ackerman ... Loan Administration Manager 

Dolores Graham ... Customer Service Officer 

Judith C. Miller ... Customer Service Officer 

Richard A. Cook ... Loan Officer 

Thomas E. Ososki ... Loan Officer 

Matthew D. Jenkins ... Accounting/Customer Service Officer 

Michael A. Lloyd ... Data Processing Officer 

  

Directors of The Citizens-State Bank, Strasburg, Ohio 

  

Michael J. Arciello1,2 ... Vice President of Finance, Nickles Bakeries, Inc. Navarre, Ohio 

James W. Everson1 ... Chairman, President & Chief Executive Officer, United Bancorp, Inc. 
                                                          and The Citizens Savings Bank, Martins Ferry, Ohio 

John R. Herzig2 ... President, Toland-Herzig Funeral Homes, Strasburg, Ohio 

Dwain R. Hicks ... President, Hicks Consulting and Investing, New Philadelphia, Ohio 

John M. Hoopingarner1 ... General Manager, Muskingum Watershed Conservancy District, 
                                                                                                 New Philadelphia, Ohio 

Michael A. Ley2 ... President and Owner, Robert's Men's Shops, New Philadelphia, Ohio 

Harold W. Price1 ... President, The Citizens-State Bank, Strasburg, Ohio 

  

Officers of The Citizens-State Bank, Strasburg, Ohio 

  

Michael J. Arciello ... Chairman of the Board 

Harold W. Price ... President and Chief Executive Officer 

Charles E. Allensworth ... Executive Vice President 

Martin L. Merryman ... Vice President 

Andrea R. Miley ... Treasurer 

Carol L. Rambaud ... Branch Manager 

Susan A. Wickham ... Branch Manager 

Dianne M. Cole ... Branch Manager 

 
1 = Executive Committee 2 = Audit Committee 3 = Compensation Committee

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