Directors and Corporate Officers

Directors of United Bancorp, Inc.

 
Michael J. Arciello3       Vice President of Finance, Nickles Bakeries, Inc., Navarre, Ohio
 
Herman E. Borkoski2        President, Borkoski Funeral Homes, Inc., Tiltonsville, Ohio
 
John H. Clark, Jr.1,3      Foundry Owner, Retired, Wheeling, West Virginia
 
Donald A. Davison1         Electrical Contractor, Retired, Martins Ferry, Ohio
 
James W. Everson1          President, The Citizens Savings Bank, Martins Ferry, Ohio
 
Dr. Leon F. Favede3        Optometrist, Bridgeport, Ohio
 
Premo R. Funari            Coal Executive, Retired, Martins Ferry, Ohio
 
John M. Hoopingarner3      Gen. Mgr., Muskingum Watershed Conservancy Distr., New Philadelphia, Ohio
 
Richard L. Riesbeck1,3     President, Riesbeck Food Markets, Inc., St. Clairsville, Ohio
 
Errol C. Sambuco2          President, The Ohio Coatings Company, Yorkville, Ohio
 
Matthew C. Thomas2         President, M.C. Thomas Insurance, Bridgeport, Ohio
 

Officers of United Bancorp, Inc.

 
Donald A. Davison          Chairman of the Board
 
James W. Everson           President and Chief Executive Officer
 
Harold W. Price            Vice President - Administration
 
Norman F. Assenza,Jr.      Vice President - Operations and Secretary
 
James A. Lodes             Vice President - Lending
 
Ronald S. Blake            Treasurer
 

Directors of The Citizens Savings Bank, Martins Ferry, Ohio

 
Herman E. Borkoski2        President, Borkoski Funeral Homes, Inc., Tiltonsville, Ohio
 
John H. Clark, Jr.1        Foundry Owner, Retired, Wheeling, West Virginia
 
Donald A. Davison1         Electrical Contractor, Retired, Martins Ferry, Ohio
 
James W. Everson1          President, The Citizens Savings Bank, Martins Ferry, Ohio
 
Dr. Leon F. Favede         Optometrist, Bridgeport, Ohio
 
Premo R. Funari            Coal Executive, Retired, Martins Ferry, Ohio
 
Richard L. Riesbeck1       President, Riesbeck Food Markets, Inc., St. Clairsville, Ohio
 
Errol C. Sambuco2          President, The Ohio Coatings Company, Yorkville, Ohio
 
Matthew C. Thomas2         President, M.C. Thomas Insurance, Bridgeport, Ohio
 
 
 
Albert W. Lash - Director Emeritus 1975 - 1996 United Bancorp, Inc. and The Citizens Savings Bank
 
 
1 = Executive Committee          2 = Audit Committee          3 = Compensation Committee
 

Officers of The Citizens Savings Bank, Martins Ferry, Ohio

 
Donald A. Davison          Chairman of the Board
 
James W. Everson           President and Chief Executive Officer
 
Norman F. Assenza, Jr      Senior Vice President - Operations and Secretary
 
James A. Lodes             Senior Vice President - Lending
 
Ronald S. Blake            Vice President - Controller
 
Cleo S. Dull               Vice President - Customer Service
 
William S. Holbrook        Vice President - Administration
 
Joseph Bednarik            Assistant Vice President
 
Robert T. Donald           Assistant Vice President
 
Raye Lynn Ackerman         Assistant Cashier
 
Scott A. Everson           Assistant Cashier
 
Lloyd G. Hood              Assistant Cashier
 
Judith C. Miller           Assistant Cashier
 
Richard A. Cook            Loan Officer
 
Matthew D. Jenkins         Accounting/Customer Service Manager
 
Michael A. Lloyd           Data Processing Manager 
 
Judith A. Stupak           Customer Service Officer
 
Cynthia Williams           Loan Officer
 

Directors of The Citizens-State Bank, Strasburg, Ohio 

 
Michael J. Arciello1,2     Vice President of Finance, Nickles Bakeries, Inc., Navarre, Ohio
 
James W. Everson           President, United Bancorp, Inc., Martins Ferry, Ohio
 
John R. Herzig2            President, Toland-Herzig Funeral Homes, Strasburg, Ohio
 
Dwain R. Hicks             President, Hicks Consulting and Investing, New Philadelphia, Ohio
 
John M. Hoopingarner1      Gen. Mgr. Muskingum Watershed Conservancy Distr., New Philadelphia, Ohio
 
Michael A. Ley2            President and Owner, Robert's Men's Shops, New Philadelphia, Ohio
 
Harold W. Price1           President, The Citizens-State Bank, Strasburg, Ohio
 

Officers of The Citizens-State Bank, Strasburg, Ohio 

 
Michael J. Arciello        Chairman of the Board
 
Harold W. Price            President and Chief Executive Officer
 
Charles E. Allensworth     Executive Vice President
 
Martin L. Merryman         Vice President
 
Howard A. Wacker           Assistant Vice President
 
Linda E. Myers             Assistant Vice President
 
Carol L. Rambaud           Assistant Cashier
 
Susan A. Wickham           Assistant Cashier
 
Dianne M. Cole            Assistant Cashier
 
 
 
1 = Executive Committee          2 = Audit Committee          3 = Compensation Committee